December 2009
16 posts
'Cause Santa Clause Comes Tonight
678-439-8683 FHA Home Loans Posted via email from FHA Loans and Social Media | Comment »
Ready for the family
Thanks to the wonderful blessings of God and the privilege of being born into a free nation we are pleased to be the “Home of Christmas” to my family once again. 678-439-8683 FHA Home Loans Posted via email from FHA Loans and Social Media | Comment »
The "Candy Bar"
678-439-8683 FHA Home Loans Posted via email from FHA Loans and Social Media | Comment »
NMLS training ...
678-439-8683 FHA Home Loans Posted via email from FHA Loans and Social Media | Comment »
Rasmussen: Tea Party outpolls Republicans - On...
The notion that the Tea Party movement is a vocal minority in the Republican Party may have been put to rest today. A new three-way generic ballot from Rasmussen Reports finds that a Tea Party candidate would fare better than a Republican candidate, 23% to 18%, with the Democratic candidate coming out on top at 36%. The poll also found 22% remained undecided. There is even better news for a Tea...
Mortgage industry week in review - my Examiner.com...
Chris Dodd, Senate Banking and Finance Chair may get a reform bill next week. via examiner.com Mortgage reform being considered today in the house may be sent to the Senate as soon as next week. http://www.examiner.com/examiner/x-30970-Atlanta-Mortgage-Industry-Examiner~y2009m12d11-Mortgage-industry-week-in-review Posted via web from FHA Loans and Social Media | Comment »
HR 4173 specifically bans ACORN and affiliates
Congress doesn’t do everything wrong. For example: http://www.opencongress.org/bill/111-h4173/text?version=ih&nid=t0:ih:4308 Posted via web from FHA Loans and Social Media | Comment »
Decorating the man cave - season 4
I like having Christmas decorations in the man cave. You coming over? 678-439-8683 FHA Home Loans Posted via email from FHA Loans and Social Media | Comment »
Agents respond to sweeping FHA changes on the...
Fed Chair Ben Bernanke recognizes the importance of keeping interest rates low at this crucial time. AP Photo/Mark Lennihan Reaction is wide ranging on the heels of the announcement by Secretary of Housing and Urban Development Secretary (HUD) Shaun Donovan’s announcement that sweeping changes are coming for guidelines for loans insured by the Federal Housing...
They don't call them Christmas cactus for nothing!
678-439-8683 FHA Home Loans Posted via email from FHA Loans and Social Media | Comment »
Very interesting - gold down -3.92 and the only...
PRICECHANGE%CHANGETIME GOLD 100 OZ FUTR (USD/t oz.)1170.600-47.700-3.9211:45 via bloomberg.com If the BLS reports to the Commerce Department and the Commerce Secretary reports to the … president … why would they even manipulate the employment numbers? And what would happen if they did? Not saying it happened just asking if it could … Posted via web from FHA...
If they outlaw YSP should they outlaw SEX, too?
via thinkbigworksmall.com The only people who oppose Yield Spread Premium from lenders (like me) to brokers (like some of you) are people who have no idea what the difference or similarities are to how lenders are paid and brokers are paid. They also seem to lack the ability (or desire) to understand how YSP is, has been and can be used to benefit the borrower. YES! It has been abused but so...
FHA changes combined with Fannie Mae changes going...
Understandably the mortgage industry and the insurers of loans, including the Federal Housing Administration (FHA), needed to have been doing more to mitigate risk in the previous years. It is no secret what has happened to our economy largely as a result of the imploding of the mortgage industry. Subprime lending was fueled, in the larger part, by a sense of security served up by the ratings...
More regulatory changes affecting your mortgage -...
Sen. Sam Brownback, R-Kan. speaks in Washington on Finance Reform. AP Photo/Jose Luis Magana Since 1974 one set of documents has remained relatively unchanged. These documents are a federal requirement to every conventional and government home mortgage issued on primary residences in the United States. Before these documents, it is claimed, bankers were able to charge unlimited fees,...
Credit guidelines are tightening further - will...
Effective with all loans submitted to Fannie Mae (FNMA) through the Desktop Underwriter (DU) a fair percentage of borrowers will no longer qualify for loans based not on common sense underwriting but rather on an automated decision. Fannie guidelines have allowed total debt ratios to exceed the forty-five percent cap especially when there were other circumstances such as long time established...
Join us today for our 52nd Social Media Edge Radio...
Social Media Edge Radio Today (Tuesday December 1, 2009) at Noon Eastern join me an my co-host Jason Crouch http://austintexashomes.com for our 52nd show since Jason joined me at the microphone in 2008. Our special guest today is Miamism herself, Ines Hegedus-Garcia http://miamism.com - Ines is a noted speaker and presenter around the nation, a gifted photographer and an amazing real estate...